No hidden fees. No long-term contracts. Choose the plan that fits your needs and cancel anytime.
Perfect for minor credit issues
Billed monthly
Best for serious credit repair
Billed monthly
Full-service credit overhaul
Billed monthly
Enhance any plan with these optional add-ons for a fully customized experience.
Real-time monitoring & fraud alerts
Personal credit repair expert
Rush disputes to the front of the queue
Real-time 3-bureau score tracking
Additional dispute letter rounds
2-hour response guarantee
We're confident in the quality of our services. If you're not completely satisfied within your first 30 days, contact us and we'll issue a full refund -- no questions asked. Your credit journey should feel right from day one.
Common questions about our plans and billing.
Yes! You can upgrade or downgrade your plan at any time from your dashboard. If you upgrade, you'll be prorated for the remainder of the billing cycle. Downgrades take effect at the start of your next billing period.
No. The price you see is the price you pay. There are no setup fees, cancellation fees, or hidden charges. Add-ons are optional and clearly priced.
Annual billing saves you 20% compared to monthly billing. You pay for the full year upfront at a discounted rate. The 30-day money-back guarantee still applies.
We accept all major credit and debit cards (Visa, Mastercard, American Express, Discover), as well as payments through PayPal. All transactions are processed securely with 256-bit encryption.
Most clients see significant results within 3-6 months. We recommend keeping your plan active until your desired credit goals are met. You can cancel anytime without penalty.