Check Your Credit Report
Access your free credit report from the three major bureaus before getting started.
Expert-driven credit repair services tailored to your unique situation. We analyze, dispute, educate, and negotiate to help you achieve the score you deserve.
Clients Helped
Avg. Score Increase
Client Satisfaction
Our simple 4-step process gets you on the path to better credit fast.
Select a service package that fits your needs and budget. Customize your experience.
Securely upload your credit report from any of the three major bureaus.
Our experts identify errors, negative items, and create personalized dispute letters.
Track your progress on your dashboard as items get resolved and your score improves.
Comprehensive credit repair services designed to address every aspect of your financial profile.
Thorough review of your credit report to identify every negative item, error, and opportunity for improvement.
Professionally crafted, personalized dispute letters sent directly to bureaus and creditors on your behalf.
Learn how to build and maintain excellent credit habits with personalized coaching and resources.
We negotiate with creditors to reduce balances, settle debts, and remove negative marks from your report.
Flexible pricing to match your credit repair goals. All plans include a 30-day money-back guarantee.
Perfect for minor credit issues
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Best for serious credit repair
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Full-service credit overhaul
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We take the protection of your personal and financial information seriously.
All data secured with 256-bit AES encryption, the same standard used by major banks.
Your documents and personal data are never shared with third parties. Period.
Uploaded files are automatically purged after 90 days for your peace of mind.
Not satisfied? Get a full refund within your first 30 days, no questions asked.
Access your free credit report from the three major bureaus before getting started.
Real results from real people who trusted FICO Remedy with their credit repair journey.
"My score went from 520 to 695 in just 4 months. FICO Remedy found errors I never knew existed and handled everything for me."
"I was denied a mortgage twice before finding FICO Remedy. Six months later, I closed on my first home. They changed my life."
"The credit education alone was worth it. I now understand how to keep my score high and avoid the mistakes I made before."
Got questions? We've got answers.
Most clients see meaningful improvements within 45-90 days. The timeline depends on the number and severity of negative items on your report. Our Professional and Enterprise plans are designed for faster results.
Absolutely. Credit repair is protected under the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). You have the legal right to dispute inaccurate, incomplete, or unverifiable information on your credit report.
Yes! All of our plans can be customized to fit your specific needs. Contact us to discuss add-ons like identity theft protection, additional dispute rounds, or dedicated specialist access.
We offer a 30-day money-back guarantee on all plans. If you're not satisfied with our service for any reason within the first 30 days, we'll issue a full refund.
Yes. We file disputes and communicate directly with Experian, Equifax, and TransUnion on your behalf to ensure comprehensive coverage across all three reports.